Financing Options

Style Your Home with Great Financing Offers

Payment Options​

We Accept Cash or Credit and Financing is Available.​

At Price Point Furniture, we want to make your shopping experience as pleasant as possible, and that includes offering a variety of payment and financing options to suit your specific needs. 

In-Store Only

Wells Fargo

Buy today, pay over time with the Price Point Furniture credit card, issued with approved credit by Wells Fargo Bank, N.A. an Equal Housing Lender.

 
Online Purchases

Affirm Financing

What you see at checkout is all you pay–at a schedule that suits your budget. With loans for 6, 12, 18, 24 or 36 months, choose the payment plan that works for you. 

In Store Only

Snap Financing

With Snap Finance, you can purchase quality home furnishings from Price Point Furniture today and pay later with flexible monthly options. No credit is needed to get approved and Snap offers 100 days cash payoff option. Get started by filling out this easy online application and receive an answer in seconds. Furniture right away!

Simple, No-Fuss Financing

What you see at checkout is all you pay–at a schedule that suits your budget.
With loans for 6, 12, 18, 24 or 36 months, choose the payment plan that works for you.

Enjoy Now, Pay Later

We’ve partnered up with Affirm to offer easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees. The total you see at checkout is always what you actually pay. Simply provide some basic information and get instant approval to split your purchase into 3, 6, or 12 monthly payments with rates from 10-30% APR (Example: a $950 purchase may cost $88.15 for 12 months at 20% APR). 

How It Works

  1. Add to cart
  2. Checkout With Affirm
  3. Receive Your Items
  4. Pay Over Time

Financing FAQs

Get a decision immediately on a loan that fits your budget. See if you qualify for financing in only a few clicks. With immediate processing, it only gets easier from there.

Affirm does a credit check to verify your identity and provide you with a financing offer when you sign up. This is a ‘soft’ credit check and will not impact your credit score. If you choose to complete a purchase and finance it with Affirm, Affirm will do a single ‘hard’ credit check when your first order is processed by the merchant. This may have a minor impact on your credit score. For future purchases with Affirm, they won’t need to check your credit again.

Affirm tries hard to approve every purchase but sometimes can’t approve the full amount. When this happens, they provide a debit card down payment option so that you may still complete your purchase right away.

Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If Affirm prompts you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.

*Subject to credit check and approval. Down payment may be required. For purchases under $50, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm financing purchases cannot be combined with discount codes. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.


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